TRAVEL INSURANCE
Travel with complete peace of mind with our travel insurance solutions. CIC-INDIA helps you acquire insurance coverage based on your travel plans and offer appropriate solutions for students, professionals, families and corporates
International Travel Insurance
Domestic Travel Insurance
Student Travel Insurance
About Travel Insurance
- Types Of Travel Insurance
- Key Features of Travel Insurance
- Key Benefits of Travel Insurance
- How to choose the best travel insurance plan?
- The Inclusions of a Travel Insurance Plan:
- Points that are omitted or optional in most of the Schengen Travel Insurance Policies
- The Exclusions of a Travel Insurance Plan:
- Additional Expense Coverage
- Travel Insurance: Eligibility Criteria
- Why do you need a travel insurance policy?
- How to calculate premium for a travel insurance policy?
- Claims Settlement Process for Travel Insurance Policy
- Compare Travel Insurance Online
- Why is it essential to compare multiple travel insurance plans?
- Popular Travel Insurance Plans
- Top 10 Best Travel Insurance Plans To Choose From:
- Frequently Asked Questions: Travel Insurance
Medical Travel Insurance
Medical travel insurance is a short-term travel insurance plan formulated to cover specifically the health care and medical expenses incurred such as medical emergency and evacuation etc. when an individual travels overseas. The exact inclusions and exclusions depend upon the insurance provider from whom the medical travel insurance plan is purchased.
Group Travel Insurance
Group travel insurance is a type of travel insurance policy that covers a group of people who are not related to each other by family and are travelling to a faraway place together. This group of people could be members of an association, who are going on an international trip to participate in an activity or business venture or anything. A group travel insurance policy in such a case saves tons of money on the premium.
Family Travel Insurance
A family travel insurance plan is an insurance policy that insures the entire family of the insured individual from travel-related emergencies. The family refers to two adults aged below 60 and two children aged below 21. If any of the children cross the age limit of 21 then it is suggested to get a different policy for each one. This plan covers hospitalization charges, baggage loss, and other incidental expenses. The claim payment is easy with minimal paperwork involved.
Senior Citizen Travel Insurance
Senior citizen travel insurance is for those who belong to the age group of 61-70 years. It is a travel medical insurance policy aimed at senior citizens to mark their travel as an amazing impression. It includes coverage for cashless hospitalization and dental treatments besides the usual benefits associated with travel insurance.
Single Trip Travel Insurance
The single trip travel insurance policy provides coverage for the duration of a single trip. It takes care of medical expenses and non-medical expenses during travel including coverage for loss of checked-in baggage.
Multi-Trip Travel Insurance
This type of travel insurance policy is a type of travel insurance providing extended coverage mostly for a year, specially drafted for people who go on multiple trips so that they don’t have to apply for insurance all the time they travel.
Corporate Travel Insurance
Under this travel insurance policy, employees of an organization can get covered for both domestic trips and international.
Key Features of Travel Insurance
Purchasing a travel insurance policy is essential but also beneficial. It is all about providing Travelers with an ideal cover against emergencies and unfortunate situations. There are certain key features that one should look out for while choosing a plan.
Medical Emergency & Hospitalization – What if you met with an accident during your trip or a medical emergency strikes all of a sudden? It’s your travel policy that bears the expenses, including hospitalization or medical treatment for bodily injuries, ambulance fees, etc.
Compensation for Flight Related Issues – A travel insurance policy provides you with compensation in certain cases, including flight delay or cancellation. This is usually covered in the case of travelling abroad. You will be provided with accommodation during the waiting period.
Legal Liability And Expenses – Travel policies provide coverage for legal liabilities and corresponding legal expenses whatsoever, in addition to coverage in terms of medical and accommodation expenses.
Travel And Accommodation – Any emergency causing trip delay or termination is usually covered by travel plans. In the meanwhile, expenses arising out of hotel accommodation, in-between transportation, air ambulance (if required due to a medical emergency), etc. all these are settled under the coverage of your travel insurance policy.
Top 10 Best Travel Insurance Plans To Choose From:
| Companies | Categories covered | Special Features | Exceptions |
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| 1. TATA AIG Travel Insurance |
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| 2. Apollo Munich Travel Insurance |
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| 3. Bharti Axa Travel Insurance |
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| 4.Bajaj Allianz Travel Insurance |
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| 5. Royal Sundaram Travel Insurance |
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| 6. HDFC Ergo Travel Insurance |
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| 7. Reliance Travel Insurance |
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| 8. Religare Travel Insurance |
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| 9. Star Health Travel Insurance |
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| 10. New India Assurance Travel Insurance |
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